Health Global Policy

Can an NRI / OCIs / PIOs or also buy this policy?

Who all can buy Health Global Policy?

• Indian Citizens residing in India & foreign nationals residing in India for employment

• This policy can be bought only by Indian Citizens residing in India.

• NRI / OCIs / PIOs & Indian Citizens residing in India.

• NRI present in India & Indian Citizens residing in India.

How many maximum members can be covered under Famaliy flaoter plan in Health Global Policy?

• 2A+2C

• 4A+4C

• 2A+6C

• 6A+6C

Does policy cover AYUSH treatment in both Global & India cover?

• Yes with capping of 20%

• No, Policy covers AYUSH treatment only for India cover.

• Yes, with no cappings

What all is covered in Travel expenses?

• This includes road or rail transportation from Insured’s Place of Residence to the designated airport, Economy class flight ticket and vise- versa

• This includes rail transportation from Insured’s Place of Residence to the designated airport and One side Economy class flight ticket

• This includes Economy class flight ticket to & fro

Policy covers insured person, one accompanying Companion and the living donor if required for...

• Travel expenses only

• Travel & Accomodation expenses

• Visa charges, Travel expenses and accommodation expenses

• Visa charges, Travel expenses, accommodation expenses and food charges

What is the Limit for accommodation expenses and is it per trip or per policy year ?

• 30 days per trip

• 90 days per year

• 60 days per trip

• 60 days per year

What is the waiting period for Joint Replacement / Reconstruction surgery & Gene Therapy under Global cover?

• 48 months for both

• 24 months & 48 months

• 36 months & 48 months

• 36 months for both

What is the Initial Waiting period in Health Global policy?

• 30 days Initial waiting period for both Indian & Global cover

• 90 days Initial waiting period for both Indian & Global cover

• 30 days Initial waiting period for Indian cover & 90 days under Global cover

• 30 days Initial waiting period for Indian cover & 60 days under Global cover

What is inflation protection?

• The Company shall provide 8% of the India Base Sum Insured as Inflation Protection at the end of each completed and continuous Policy Year max up to 100% in case of Claim free year

• The Company shall provide 8% of the India Base Sum Insured as Inflation Protection at the end of each completed and continuous Policy Year max up to 100% irrespective of claim status

• The Company shall provide 8% of the India Base Sum Insured as Inflation Protection at the end of each completed and continuous Policy Year max up to 80% irrespective of claim status

• The Company shall provide 33.33% of the India Base Sum Insured as Inflation Protection at the end of each completed and continuous Policy Year max up to 100% in case of claim free year

Can Base SI, inflation protection and NCB, be utilized in same claim?

• Yes, it is part of base S.I only

• No max limit for claim is 2 times of Base S.I

• Yes, because it is add on rider which customer has purchased