1. One of the top spending categories for teenagers is…

• 1. Food 

• 1. Vacations 

• 1. Hobbies 

• Medical expenses

1. All of the following are true about the impact of social media and influencers on a consumer’s decisions EXCEPT…

• 1. Consumers may decide to purchase something they don’t necessarily need

• 1. Certain products may go out of stock in record time due to buying trends driven by social media 

• 1. influencers always use credible sources when making recommendations and sharing information with their followers

• 1. Social media can repeatedly show a consumer advertisements for products they were looking at

1. David wants to start using social media more mindfully. Which of the following is a good next step for him to do so? 

• 1. Delete all of his social media apps immediately to avoid spending 

• Schedule time for him to binge use social media three times a year. Otherwise, he

• 1. Have a friend or family member frequently change his social media account passwords to decrease how often he logs in 

• 1. Curate his feed so that he sees fewer posts from friends, family, and influencers who make him feel like he needs to spend more

All of these are ways of influence used by advertisers EXCEPT…

• 1. Authority

• 1. Scarcity

• 1. Bribery

• Liking

1. Which of these is an example of a company using a dark pattern?

• 1. James passes the same store on his walk to school every day, and the manager always waves hello

• 1. Katelyn bought concert tickets at the local arena and now gets a daily email with “Arena events today” without an unsubscribe link

• Suzuki signed up for a yearly magazine subscription and after 11 months gets a reminder that it is expiring soon

• 1. Darrell used a credit card to buy a new pair of pants, and the next week he finds a $350 charge for clothing at the same store

1. Which of the following is a realistic step a consumer can take to protect themself against dark patterns? 

• 1. Never agree to a company’s terms and conditions when on the internet

• Use a fake name for all of your social media accounts

• 1. Avoid shopping online and do all your shopping in a physical store 

• 1. Be aware of how companies may want to influence your behavior and stick to your own spending plan

  
  

All of the following are potential benefits of comparison shopping EXCEPT…

• 1. Finding a product that fits within your budget 

• 1. Reading a user review that provides insight into the quality of the product 

• 1. Getting a guaranteed discount that reduces the price by 15% or more 

• 1. buying a product that best meets the criteria that are important to you

  
  

1. Comparison shopping is the practice of…

• 1. Comparing a product you bought to a similar product a friend bought 

• 1. Comparing a product you purchased in the past to an updated version of that product 

• 1. Comparing the prices of two unrelated products before purchasing them 

• 1. Comparing the price, reviews, and other factors of similar products prior to making a purchasing decision 

1. Sabaa is looking for a new backpack for school. Since her old one ripped after just two months’ of use, she is looking for something sturdy that will last her a while. Sabaa should focus primarily on ________________ when comparison shopping. 

• 1. Price

• 1. Quality

• Reviews

• Quantity

1. Which of the following is likely a scam? 

• 1. A hotel receptionist asks you to verify the first and last name on your hotel reservation before giving you the key 

• 1. You call your doctor’s office and the nurse asks for your medical record number 

• 1. The IRS calls you and asks you to make a tax payment in the next 24 hours 

• 1. ou receive coupons through a monthly email you subscribed to for your favorite online shopping website