EBM Exit Test 20-22 Dec 2023

1. The responsibility of a Branch Manager Includes….

• A) Planning, Organizing, Staffing, Leading and Controlling
• B) Designing and Operating
• C) Planning, Organizing, Staffing, Procuring and Reviewing
• D) None

2. Efficiency is a measure of ……

• A) How hard an employee works
• B) How effectively a Branch Head surprises his subordinates
• C) How profitable a branch is
• D) How productively resources are used to achieve a goal

3. What skills enable a Branch Head to motivate employees?

• A) Technical
• B) Interpersonal
• C) Marketing
• D) Sales

4. For working capital limit, having internal rating BOB -4, frequency of go-down inspection?

• A) Monthly
• B) Bi-Monthly
• C) Quarterly
• D) Half Yearly

5. Stock audit frequency of account having limit Rs.1.00 cr ?

• A) Annually
• B) Half Yearly
• C) Stock audit not applicable
• D) Quarterly

6. What is the threshold limit for submitting Copy of credit proposal in case of MSME advance for semi urban & rural branch to PSR authority within 3 days?

• A) Above Rs.10.00 lakhs
• B) Avove Rs.25.00 lakhs
• C) Above Rs.5.00 lakhs
• D) Above Rs.50.00 lakhs

7. What is not a Part of Components of RBIA Rating

• A) Operations Risk
• B) Compliance Risk
• C) Liquidity Risk
• D) Relationship Risk

8. Effective from 01.10.2022, The revised timeline for closure of Credit Audit, SL, SOL, FR is:

• 1. Within 15 Days
• 2. Within 15 Days
• 3. Within 30 Days
• 4. 45- days for Branches having credit portfolio of Rs.100 crore and for all other Branches at -30- days

9. Which is not an OVD:

• A) Driving License with Photo
• B) Letter issued by the National Population Register containing details of Name and Address
• C) The Utility bill of any service provider i.e. electricity, telephone, post-paid mobile phone, piped gas, water bill (not more than two months old)
• D) Voter’s Identity Card issued by Election Commission of India

10. Which of the following due diligence tool/website will be helpful in knowing the parent and subsidiary organizations of the company in India and abroad?

• A) GST verification
• B) Indian kanoon
• C) Legal Entity Identifier
• D) Central Fraud Registry