QUIZ 4 OFFICERS BATCH 2023-24

Which of the following insurance policies are be considered for loan against LIC policy

• Term Plan
• Whole Life policies
• policies assigned in favor of minor
• Policies issued under Married Women’s Property Act, 1874.
• None of above

What is the minimum margin required for loan under Baroda Scholar Scheme for loans between 4 lakhs to Rs.7.50 Lakhs

• 5%

• 15%

• 20%

• 10%

• None of above

What is the Minimum CIBIL score under Baroda CRE Home Loan

• -1
• 725
• 825
• 650
• None of above

What is the maximum loan that can be given under Mortgage Loan Scheme to semi urban branches

• 5 crores
• 10 crores
• 2.50 crores
• 20 crores
• None of above

What is the maximum loan that can be given under Baroda PRE Owned Car

• 20 lacs
• 50 lacs
• 100 lacs
• 200 lacs
• None of these

Fixed ROI has been implemented in following schemes in current year

• Baroda Auto Loan
• Baroda Pension Loan
• Baroda Personal Loan
• 1&2
• 2 Only

What is the Minimum CIBIL score required for Pre Approved Personal Loan to Liability Customers

• 701
• 725
• 825
• 650
• None of above

The financial analysts use to say that trend of the particular compnay is highly leveraged? Could you explain, what it indicates?

• The company is making good amount of SALES year after year.
• The company liquidity is increasing year after year.
• The company borrowing level is increasing year after year.
• The company is making good amount of PROFIT year after year.
• None of above

What is the % of CGTMSE Coverage for Micro enterprises above 5 lakhs and below 50 lakhs

• 50%

• 75%

• 80%

• 85%

• None of above

A company approaches you for a loan and you find that it has total Cash of Rs.55 lacs and out of which Rs.30 lacs lying in current account is marked lien by the bank due to attachment order by Income Tax Dept. How you will treat Rs.30 lacs in CMA?

• As Current Assets
• As Non-Current Assets
• We will remove the cash Balance of Rs.30 lacs from Assets side
• It will be treated as Contingent Liability
• None of above