QUIZ 5 OFFICERS BATCH 2023-24

Under Baroda Yodha Auto Loan Proceesing charge is

• 2500 +GST
• 1000+GST
• 1500 + GST
• NIL
• None of these

Maximum loan amount that can be granted for A category of employees in Personal loan is

• 20 Lacs
• 10 Lacs
• 2.00 Lacs
• 5.00 Lacs
• 50 Lacs

what is The maximum LTV Ratio for home loan in case sanction of hone loan and Suvidha Loan is conisdered simultaneously for loans upto Rs. 75 Lakhs?

• 85%

• 90%

• 88%

• 75%

• 86%

One of the following is not correct about Baroda Home Loan Advantage

• The ROI linked to the SB account is Zero.
• ROI applicable upto Rs.75 Lacs is as per regular home loan.
• Minimum CIBIL score should be 725
• ROI applicable more than Rs.75 Lacs is 0.25% more than regular ROI in home loan.
• All are correct

What is the margin for loan against LIC policies to be taken with surrender value if policy is less than 3 years old

• 15%

• 20%

• 10%

• 5%

• None of these

Minimum Cibil score for pre approved schemefor existing car loan borrowers is

• 760
• 750
• 700
• 780
• 650

One of the following condition is not applicable in case of takeover / balance transfer of housing loans

• The firm/ companies engaged in Real Estate business are not eligible under this scheme.
• Maximum Loan limit to be sanctioned is upto Rs. 10 Crores
• The firm/ company should be incorporated for atleast 5 years.
• The firm/ company should be earning the cash profits for last 3 years.
• All are correct

Which of the following will not be treated as part of total Net-worth of a company?

• Paid-up Capital
• Share Premium
• Reserves & Surplus
• Authroized Capital
• Revaluation reserve

In order to avail SME SHORT TERM LOAN following conditions need to be complied.

• Min – 10 Lacs & Max – Rs 250 lacs
• Repayment period is 12 months
• Satisfactory Credit Rating for last 3 years (BOB5 & above) & for last 4 half years if rating done on half yearly basis
• atisfactory Credit Rating for last 3 years (BOB4 & above) & for last 4 half years if rating done on half yearly basis
• None of above

Total Assets of a partnership concern is Rs 80 lakh. Its net worth and term liabilities are Rs 15 and 20 lakh respectively. Its current liabilities are....

• 35 lakh
• 45 lakh
• 115 lakh
• 65 lakh
• None of above