MCQS EWS/RFA/CM TOOLS 2023-24

EWS a rule based software is being implemented for Credit Monitoring and generating trigger for Re-rating in respect of Exposures of Rupees

• 25 lakhs
• 1 crore
• 5 crores
• 10 crores
• None of these

The alerts are generated after considering various inputs from which of the following sources

• Stock Statement
• CBS,MMR etc
• market and media reports; micro and macro economic conditions
• Qlik
• All of the above

Under the EWS Framework Closure of Alerts for Exposures between Between Rs.5 to Rs. 25 Cr can be done by

• Regional Risk Officer (RRO)
• Zonal Risk Officer (ZRO)
• RMCC
• ZOCC
• None of these

Under the EWS Framework, the generation of EWS alerts in Loan accounts is the responsibility of

• Branch
• Risk management Department, BCC
• Credit Evaluation Commmittee
• Risk officer, Regional Office
• Risk officer, Zone

Which of the following are not indicators that are captured in the EWS system

• High rejection of goods
• Raid by Income tax /sales tax/ central excise duty officials
• Y-O-Y Decline In quarterly capacity utilization
• Large number of transactions with inter-connected companies and large outstanding from such companies.
• None of these

Initiation of action on the EWS alerts and re-rating is the responsibility of

• Regional Risk Officer (RRO)
• Branch
• Risk Management Department (RMD), BCC
• Any one of the above

Time line for closure of alerts / Remarks to be given, where no need for re-rating of account by the branch within

• T+1 working days from the date of alert generation
• T+2 working days from the date of alert generation
• T+5 working days from the date of alert generation
• T+15 working days from the date of alert generation
• T+7 working days from the date of alert generation

In CREMON package, which of the following field is manually fed

• Details of promoters
• Nature of Activity
• Details of project under DCCO
• External Credit Rating
• All of the above

Mock degradation dashboard is available on which platform

• CEMU
• QLIK
• CREMON
• FRMS
• EWS

The monitoring authhority for MMRs for exposures of Rs 10 crore and above through CREMON packagE

• Credit Monitoring Cell, BCC, Mumbai
• Regional Head
• Zonal Head
• Risk officer, Region
• Risk officer, Zone