Car Insurance Coverage Quiz

What does auto liability coverage help pay for?

• Other driver's medical expenses or repair bills

• Repair bills for your own car

• Transportation expenses

• Your own medical bills after an accident

Which coverage helps pay for your medical bills if you or your passengers are injured in an accident?

• Auto liability coverage

• Collision coverage

• Medical payments coverage

• Comprehensive coverage

What does transportation expense coverage help pay for?

• Rental car while your car is being repaired

• Repair or replace your vehicle

• Medical expenses after an accident

• Other driver's medical expenses

In which situations does comprehensive coverage help pay to repair or replace your car?

• If you cause an accident

• If your car is stolen or something falls on it

• After a wreck

• If an uninsured driver causes an accident

What does uninsured motorist coverage help with?

• Your own medical expenses

• Repair or replace your car

• Transportation expenses

• Expenses if an uninsured driver causes an accident

When is collision and comprehensive coverage usually required by the lienholder or financing company?

• If your vehicle’s paid off

• If you’re still paying off an auto loan

• If you have a lease on your vehicle

• If your car needs repairs after a wreck

What does each coverage have?

• No limitations

• Both a deductible and a limit

• A limit

• A deductible

What does auto insurance do for you?

• Covers all expenses related to car repairs

• Helps pay for your own medical bills after an accident

• Provides financial assistance for any transportation expenses

• Protects you and your car in case of an accident

Why is owning a car considered a big investment?

• Because it's a luxury item

• Because it's a significant financial commitment

• Because it depreciates in value over time

• Because it requires regular maintenance

What is the term 'full coverage' commonly used to refer to?

• A single comprehensive coverage

• A basic liability coverage

• An optional add-on coverage

• A combination of coverages