What are direct costs when it comes to college expenses?

• Expenses for personal care

• Expenses paid directly to the school

• Expenses for transportation and entertainment

• Expenses for books and internet service

What is the purpose of federal work study?

• To cover additional expenses like transportation and entertainment

• To help students pay for school through part-time jobs

• To offer low-interest loans to students

• To provide grants for students based on financial need

What is the Free Application for Student Aid (FAFSA) used for?

• To receive institutional aid from the college

• To get tuition assistance from employers

• To apply for private loans

• To qualify for federal grants and loans

What is the main difference between subsidized and unsubsidized federal student loans?

• Subsidized loans require a cosigner while unsubsidized loans do not

• The interest rate on unsubsidized loans is lower than subsidized loans

• The government pays the interest on subsidized loans while the student is in school

• Unsubsidized loans do not need to be repaid after graduation

What is the main advantage of private loans for college?

• Based on credit history rather than financial need

• Lower interest rates than federal loans

• Do not require a cosigner

• Eligible for federal grants and work study

What is the purpose of scholarships in college funding?

• To offer low-interest loans to students

• To provide financial aid that does not need to be repaid

• To pay for college costs if federal aid is denied

• To cover living expenses for students

What is the benefit of earning college credits in high school?

• Earn a scholarship for completing high school credits

• Delay the start of college by completing high school credits

• Increase college costs by taking additional courses

• Reduce college costs by earning credit before starting college

What is the purpose of CLEP in college education?

• Transfer credits from community colleges to universities

• Support members of the military in completing exams

• Provide financial aid for college students

• Complete tests in lieu of taking introductory courses

What is the main advantage of attending a community college before a university?

• Provide tuition assistance for employees

• Allow students to complete general education credits at a lower cost

• Offer a more specific career focus

• Cost less than state colleges or universities

What is the purpose of Study Hall in college education?

• Provide tips about navigating college and choosing a major

• All of the above

• Offer foundational courses connected to college credit

• Help students succeed throughout college