Cyber Security and Bank Fraud Basics

What is phishing?

• Phishing is a type of fishing done in the ocean

• Phishing is a type of gardening technique

• Phishing is a type of cooking method

• Phishing is a type of cyber attack where attackers impersonate legitimate organizations to trick individuals into providing sensitive information.

How can you identify a phishing email?

• Provide all requested personal information without question

• Click on all the links in the email to see if they are legitimate

• Look for suspicious links, requests for personal information, or a sense of urgency in the email.

• Ignore any sense of urgency and take your time to respond

What are the dangers of falling for a phishing attack?

• Winning a free vacation, getting a new car, and receiving a large inheritance

• Identity theft, financial loss, and unauthorized access to personal information

• Finding a new job, winning a lottery, and getting a promotion

• Meeting a celebrity, getting a free meal, and receiving a gift card

What is identity theft?

• Selling personal information for marketing purposes

• Sharing personal information with family and friends

• Unauthorized use of someone's personal information for fraudulent purposes

• Using someone's personal information for legitimate purposes

How can you protect yourself from identity theft?

• Click on suspicious links in emails

• Share personal information on social media

• Use the same password for all accounts

• Regularly monitor financial accounts, use strong and unique passwords, be cautious of phishing scams, and shred sensitive documents.

What are some common online banking security measures?

• Two-factor authentication, encryption, secure login credentials, and monitoring for unusual account activity

• Using the same password for multiple accounts

• Ignoring software updates for online banking apps

• Sharing login credentials with friends and family

Why is it important to use strong, unique passwords for online banking?

• To impress others with the complexity of the password

• To make it easier to remember

• To avoid getting locked out of the account

• To protect financial information from unauthorized access and potential fraud.

What is social engineering?

• A type of software used to protect against cyber attacks

• A method of securing physical buildings from unauthorized access

• A tactic used by cybercriminals to manipulate people into giving up confidential information or access to systems.

• A form of online advertising used to promote products and services

Give an example of a social engineering tactic used to gain access to someone's bank account.

• Sending a friend request on social media

• Phishing emails

• Hacking into the bank's mainframe

• Asking for the information directly over the phone

How can you avoid falling victim to social engineering attacks?

• Click on links in emails from unknown senders

• Always trust caller ID when receiving phone calls

• Share personal information with anyone who asks

• Be cautious of unsolicited requests for personal or sensitive information