DATA SCIENCE IN FINTECH

Which machine learning algorithm is used in the credit scoring project?

• Naive Bayes

• CNN

• Logistic Regression

• Linear Regression

What type of loan was discussed for the ML Project?

• Prime mortgage

• Personal loan

• Subprime mortgage

• Business loan

What is the unique identifier for every applicant in the dataset?

• Customer ID

• Loan ID

• Credit Score

• Financial Enquiries

What does the Area under the ROC curve represent in terms of model performance?

• Model accuracy

• Profit earned

• Sensitivity and Specificity trade-off

• Market share gained

What is the role of the StandardScaler from sklearn in the model building process?

• It imputes missing values.

• It builds the logistic regression model.

• It exports the model file to Google Drive.

• It normalizes the data for analysis.