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Credit Scores and Checking Unit 2

Authored by Ryan Read

Computers

9th Grade

Used 1+ times

Credit Scores and Checking Unit 2
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12 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What factor has the highest impact on your credit score?

Types of credit in use

New credit

Payment history

Amounts owed

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following is NOT a type of credit card?

Rewards Card

Secured Credit Card

Unsecured Credit Card

Direct Debit Card

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

When writing a check, what is the first step you should take?

Sign the back of the check

Write the date on the check

Fill in the amount of money you are paying

Write the name of the person or company you are paying

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does APR stand for in relation to credit cards?

Annual Percentage Rate

Automated Payment Requirement

Average Percentage Rate

Annual Payment Rate

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following factors does NOT affect your credit score?

Your income

Your credit utilization ratio

Your payment history

The length of your credit history

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the main difference between a secured and an unsecured credit card?

A secured credit card requires a security deposit

An unsecured credit card has a higher interest rate

A secured credit card cannot be used for online purchases

An unsecured credit card is only available to people with high credit scores

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is the purpose of the memo line on a check?

To write the account number of the check recipient

To provide additional information about the payment

To write the check number for personal records

It is legally required for processing the check

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