Auto Policies

Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part will pay for injuries to passengers or pedestrians and funeral expenses?

• Medical Payments/Bodily Injury
• Collision
• Comprehensive
• Liability

Car B is not insured, what is one way Car A can have the damages paid for.

• If car A has liability coverage

• If car A has Under-insured Motorist coverage

• If car A has Uninsured Motorists coverage

• If car A has Comprehensive coverage

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

• Liability

• Bodily Injury

• Comprehensive

• None

The act or process of colliding; a crash or conflict

• collision

• peril

• risk

• liability

Property damage includes damages to...

• vehicles

• buildings

• street signs/telephone poles

• all the above

Youhave____years to file a medical expense claim

• 1

• 2

• 3

• 4

If an insured needs a rental vehicle for a claim and their car was not stolen, they need to wait

• 24hr

• 48hr

• There is not a waiting period

• 36hr

A PAP has a limit of 50/100/50, 3 people are injured at 40k each, how much will the policy pay out in total?

• $50k

• $120k

• $150k

• $100k

An insured is involve and responsible for an accident in another state. The state limits for that state are higher, how will the insured's policy respond

• If the insured carries their state limit, their limits will increase

• Nothing the insured would need the Out of State Coverage Endorsement

• The insured would need to file two claims

• The insured would need to have another insurance company to cover the loss