When you complete your 1040 form, if you overpaid your taxes and the government owes you money, this is called a ___________.

• withholding

• direct deposit

• deduction

• refund

Which of the following is most likely to represent a fixed rate, secured debt?

• A student loan

• A credit card

• A prepaid debit card

• An auto loan

What is the purpose of a 401(k) plan?

• To pay for medical expenses

• To develop new skills relevant to your job

• To improve your chances of getting an interview

• To save for retirement

All of the following are hard skills EXCEPT...

• Coding

• Accounting

• Carpentry

• Adaptability

What is the purpose of a resume?

• To list all of your interests

• To highlight your work experience and qualifications

• To provide a list of references

• To show off your social media profiles

Soft skills can be best described as...

• Skills that are easy to demonstrate and measure

• Skills that allow a person to work effectively with others

• Skills that apply only to a specific position

• Skills that are unimportant to employers

The capacity to recover quickly from difficulties is known as __________.

• resilience

• hard work

• determination

• motivation

Looking closely at your own thoughts, feelings, and motives is called ___________.

• apathy

• introspective

• retrospective

• introverted

When you are starting your first job and you are asked to complete some paperwork on your first day, which form will determine how much money is withheld from your paycheck for taxes?

• W-4

• W-2

• I-9

• 1040

In the first paragraph of a cover letter, you should do all of the following EXCEPT...

• show interest in the company

• identify the position to which you are applying

• state how you learned about the job opening

• explain why you left your previous job