Credit Union ONE

What term options are available for Freedom ONE loans?

• 5+ years
  (60 months or longer)

• Up to 10 years
  (120 months)

• Up to 5 years
  (60 months)

• 3 - 5 years
  (36-60 months)

Which product has the lowest starting interest rate?

• Freedom Access

• Rewards Credit Card

• RV/Boat Loan

• Auto Loan

What is the minimum amount required to apply for a Home Equity Loan?

• Fixed $5,000
  
  LOC $10,000

• $5,000

• $10,000

• Fixed $10,000
  
  LOC $5,000

If a member only has a checking and overdraft's often, what could you recommend?

• Credit Card

• Freedom Access

• Savings Draw Account

• Savings Secured Loan

What is a Ceiling Rate?

• Maximum rate permitted

• Maximum Margin we can add to Fed rate

• Lowest rate available

• Rate added based on LTV %

What is our highest aggregate dollar amount available for unsecured loans?
(aggregate: all unsecured loan dollars combined)

• $25,000

• $50,000

• $35,000

• $100,000

What are the commonalities between the EZ Access and Holiday Loans?

• 21.99% Interest Rate

• Must be Grandfathered in (no new loans)

• Must have Direct Deposit for at least the last 3 months before new draw

• Must draw full amount out at one time

What is the monthly maintenance fee if a member ONLY has a savings account?

• $6

• $5

• $15

• $10

How can members who only have a savings account avoid the monthly fee?

• Open a checking account

• Direct Deposit

• Deposit/keep a minimum of $500

• Taking out a loan

How long do we recommend members keep their
checks that were mobile deposited?

• 120 Days

• 60 Days

• 30 Days

• 180 Days