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Corporate lending

Authored by nguyen trong quyen

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University

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Corporate lending
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9 questions

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1.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

How many lending methods of credit institutions serving business activities are there according to Article 27 of Circular 39/2016/TT-NHNN

8

9

10

2.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

How many types of business loans According to Article 10 of Circular 39/2016/TT-NHNN

1

2

3

3.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

“Loans based on credit limit” means

Credit institutions determine and agree with customers on a maximum loan balance to be maintained in a certain period of time

It is the act of having two or more credit institutions jointly grant loans to customers to implement a loan plan or project

Each time a loan is granted, the credit institution and the customer carry out loan procedures and sign a loan agreement

4.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

 What’s the primary risk of corporate lending

Market risk

Credit risk

Operational risk

Liquidity risk

5.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

Which of the following is not a characteristic of corporate lending

 Given by financial institutions, commonly banks, to companies instead of individuals

During the revolving loan process, if customers have bad debt at credit institutions, they are not allowed to extend the repayment period as agreed

The lending process is usually short and simple

6.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

Credit institutions allow customers to spend in excess of the amount of money on the customer's payment account to a maximum overdraft level to perform payment services on the payment account” refers to what lending method

 Service loans

Syndicated loans

Lending according to reserve loan limit

Loans based on overdraft limits on current accounts

7.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

In the context of corporate lending, technological disruptions involves

Increased Competition

Increased Reliance on Data

Potential job displacement

All of the above

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