Train The Trainer - QUIZ

Mr. Deepak Parekh

Mr. Suresh Badami

Ms. Vibha Padalkar

Excellence, People Engagement, Innovation, Career Orientation, Culture

Excellence, People Engagement, Integrity, Customer-centricity, Collaboration

Experience, Patience, Innovation, Career Orientation, Culture

Experience, Patience, Innovation, Customer-centricity, Collaboration

Came into existence on October 23 2000

Came into existence on October 13 2000

Was Licensed on Oct 23 2000

Was Licensed on Oct 13 2000

HDFC LTD & Standard Life

HDFC Bank & Standard Life

HDFC Ltd & Abrdn plc (Formerly Standard Life Aberdeen plc)

HDFC MF & Credilla

Yes. It would be the present value of future payouts, discounted at a rate of 9% p.a

Yes. It would be the future value of current payouts, discounted at a rate of 9% p.a

No. He can not avail this feature

He will receive guaranteed payouts for 25 or 30 years as chosen by the client at the inception along with an option to take lump sum at a discounted rate

He will receive guaranteed payouts for 10 or 12 years as chosen by the client at the inception along with an option to take lump sum at a discounted rate

He will receive a lump sum payout at the end of the 12th year

Maturity beneift paid as lump sum at the end of the Policy Term

guaranteed income for a fixed term of 10 or 12 years starting from (Policy Term + 1)th year in arrears.

guaranteed income from (Policy Term + 1)th year in arrears till individual attains age 99 years.

guaranteed income for a fixed term of 25 or 30 years starting from (Policy Term + 1)th year in arrears

No. He must look for some other investments in the equity market for ensuring his family's financial protection

Yes. This plan provides him whole life cover. In case of his demise during the policy term. The plan will also offer regular payouts every year.

No. He must purchase term plan for ensuring his family's financial protection.

The immediate option allows payouts to begin even a month after the policy begins. The deferred income option provides a guaranteed income for 25 years along with cash bonus after PPT + 1 year

In addition to the cash bonuses as regular income, a lump sum amount at maturity and the death benefit, deferred income option provides accidental death benefit.

In addition to cash bonuses as regular income, a lump sum amount at maturity and the death benefit, Deferred Income option provides assured vesting benefit.

31.2%

5%

10%

12.5%