Test

What does Private Health Insurance refer to?

• Insurance provided through the government

• Insurance provided through an employer or the marketplace

• A method of paying cash for medical services

• A type of insurance not available to individuals

What is Public Health Insurance?

• A plan where individuals pay cash for services

• Insurance provided by private companies

• Insurance provided through the government

• Insurance only available to employees of certain companies

If you currently have insurance, what can you expect regarding the payment for your treatment costs?

• You have to pay all of your treatment costs.

• You do not have to pay for any of your treatment costs.

• You may not have to pay for all of your treatment costs and can expect to pay some of them.

• Your insurance will cover costs only for treatments not involving doctors, hospitals, or pharmacies.

Which federal insurance programs are mentioned as support options for those who are uninsured or self-pay?

• Medicaid and Medicare

• Social Security and Unemployment Insurance

• SNAP and WIC

• FEMA and HUD

If you are younger than 26 years old and uninsured, through whom might you be able to receive health insurance coverage?

• Through your school or college

• Through your job

• Through your parents

• Through a federal insurance program

What is a Monthly Premium in terms of insurance?

• The amount you pay for every health service

• The amount you must pay before your insurance company starts paying medical bills

• The amount that you must pay to stay covered by an insurance plan

• The amount you pay after your insurance company starts paying medical bills

What does the term Deductible refer to in insurance?

• The amount you pay for every health service

• The amount you must pay before your insurance company starts paying medical bills

• The amount that you must pay to stay covered by an insurance plan

• The amount you pay after your insurance company starts paying medical bills

What is a Copayment in the context of health insurance?

• The amount you pay for every health service, typically due at the time of service

• The amount you must pay before your insurance company starts paying medical bills

• The amount that you must pay to stay covered by an insurance plan

• The amount you pay after your insurance company starts paying medical bills

What does coinsurance refer to in an insurance policy?

• The total cost of healthcare services covered by the insurance company.

• The percentage of the total cost of a service, procedure, or prescription that you pay.

• The fixed amount you pay for a covered healthcare service after you've paid your deductible.

• The limit on what the insurance company will pay for your covered services each year.

What is the out-of-pocket maximum in an insurance policy?

• The amount you must pay before your insurance starts to cover any services.

• The total amount your insurance plan will pay for covered services in a year.

• The limit on what you must pay each year before your insurance company starts to pay 100% for your covered services.

• The amount you pay for non-covered services.