Talktome 1

The main idea of the paragraph is that

• Financial planning is important for everyone to meet his or her goals

• High schools or colleges offer courses in financial planning

• Financial planning is the process of managing money

• A course offered in schools and colleges

Financial planning should begin

• With retirement

• At tax time

• As early as possible

• In your retirement years

Who is personal financial planning for?

• Only the experts

• Only the adults

• Everyone

• Only the wealthy

Where you can find courses in financial planning?

• Only in schools and colleges

• Only throguh adult education programs

• Only in on-line courses

• In schools, colleges, adult education programs, and on-line courses.

Why is understanding taxes, insurance, and retirement planning important?

• To become a financial expert

• To impress others with your knowledge

• To make informed decisions that impact your future

• To avoid paying taxes altogether