US Healthcare Quiz

What refers to the improvement of health through the prevention, diagnosis, treatment, amelioration, or cure of disease, illness, injury, and other physical and mental impairments in people?

• Co-pay

• Premium

• Insurance

• Healthcare

Name the 3 Levels of Healthcare.

• Primary

• Secondary

• Tertiary

• Co-insurance

What is a financial agreement or contract between an individual or group and an insurance company?

• Co-pay

• Premium

• Insurance

• Healthcare

What is the regular payment you make to an insurance company to maintain your coverage?

• Healthcare

• Insurance

• Co-pay

• Premium

Which models attempt to approach Universal Healthcare?

• Beveridge Model

• Bismarck Model

• Out-of-Pocket Model

• Multi-Payer Model with Employer-Based Insurance

Cite 3 types of Private Health Insurance.

• PPO

• Medicare Advantage

• HMO

• Medigap

What is a fixed amount you typically pay out-of-pocket for certain covered healthcare services under your health insurance plan?

• Co-insurance

• Premium

• Deductible

• Co-pay

What refers to the percentage of the total cost of a covered healthcare service that you are responsible for paying after you've met your deductible?

• Co-pay

• Co-insurance

• Deductible

• Premium

What is the annual amount you are responsible for paying out-of-pocket for covered healthcare services before your insurance company starts sharing the cost?

• Co-insurance

• Co-pay

• Deductible

• Premium

True or False: A PPO plan has a greater network than an HMO plan and is cheaper.

• True

• False

• Not Sure

• Depends