FICO Credit Score Quiz

By how many points has the average FICO credit score increased since 2010?

• 17 points

• 27 points

• 37 points

• 47 points

As of 2021, what is the all-time high of the average FICO credit score?

• 606

• 716

• 826

• 936

Which credit bureau reported a noticeable increase in credit scores across all generations?

• Equifax

• Experian

• TransUnion

• FICO

What is the minimum credit score often required to qualify for an apartment according to Experian?

• 520

• 620

• 720

• 820

What is considered the "fair credit" range for FICO's rating scales?

• 480 to 579

• 580 to 669

• 670 to 739

• 740 to 799

Which of the following is NOT a benefit of having a good credit score when renting an apartment?

• Easier rental application process

• Lower interest rates on loans

• Standing out to potential landlords

• Protection from needing to find a cosigner or paying a large security deposit

What is the FICO score range for a "good" credit score?

• 670 to 739

• 580 to 669

• 740 to 799

• 800 to 850

What is the VantageScore range for a "good" credit score?

• 601 to 660

• 661 to 780

• 781 to 850

• 500 to 600

What can a good credit score help you save money on according to McClary?

• Groceries and clothing

• Car and homeowners insurance

• Vacation packages

• Electronics

Which company reports that credit-based scoring actually lowers premiums for about half of its customers?

• LexisNexis

• Nationwide

• LightStream

• Truist Bank