Chapter 16- Part 3 Quiz
9th Grade
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Chapter 16- Part 3 Quiz
Quiz
•
Computers
•
9th Grade
•
Practice Problem
•
Hard
Thomas Hillebrands
Used 1+ times
FREE Resource
Enhance your content in a minute
30 questions
Show all answers
1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the purpose of savings and checking accounts according to the text?
To provide loans to businesses
To provide a safe place to store money a business doesn’t immediately need
To invest in stocks and bonds
To pay employees and other operational costs
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a Certificate of Deposit (CD)?
A loan provided by the bank to a business
A document stating that the bank will pay the depositor a guaranteed interest rate on money left on deposit for a specified period of time
A credit card issued by the bank
A type of insurance policy for businesses
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Why might a business choose to deposit money in a checking account?
To earn a high rate of interest on excess cash
To secure a loan from the bank
To write checks to pay for purchases
To invest in the bank's financial products
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a short-term business loan?
A loan that must be repaid over a period of years
A loan that is approved after the money is needed
A loan that must be repaid within one year or less
A loan that requires real estate as security
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a line of credit?
A loan that requires collateral
A loan that is approved before the money is actually needed
A guaranteed line of credit
A loan that must be repaid within two years
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a revolving credit agreement?
A loan that must be repaid within one year or less
A loan that is approved after the money is needed
A guaranteed line of credit
A loan that requires real estate as security
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is typically required as collateral for long-term business loans?
A personal guarantee
A short-term business loan
Real estate or property pledged as security for a loan
A revolving credit agreement
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