Wise Practice Test

Wise Practice Test

10th - 11th Grade

75 Qs

quiz-placeholder

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Wise Practice Test

Wise Practice Test

Assessment

Quiz

Other

10th - 11th Grade

Medium

Created by

Tetriss Hicks

Used 19+ times

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75 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

1 min • 1 pt

The cost of borrowing money is referred to as 

Interest 
Annual Percentage Rate 
Credit 
Credit Line 

2.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Media Image

The maximum amount you are allowed to carry as a balance on the card

interest
ARP
credit limit
all of these

3.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Media Image

This is a fee that some, but not all, credit card issuers charge to use their credit card.

APR
annual fee
monthly fee
non-sufficient funds fee

4.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Media Image

The amount you must pay on a credit card, based on a percentage of the outstanding balance.

minimum fee
minimum payment
monthly statement
minimum monthly interest charge

5.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Media Image

Which one is considered a danger of using a credit card

no cash needed
leads to overspending
convenient
earns rewards

6.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

Media Image

To build a good credit history, you should

open as much credit as possible quickly
use the maximum credit allowed on all your credit cards
pay on time and as much of your balance as possible
all of these

7.

MULTIPLE CHOICE QUESTION

45 sec • 1 pt

What does APR stand for?

American Peoples Reports
Annual Progress Report
American Percentage Rate
Annual Percentage Rate

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