Final Exam

Final Exam

9th - 12th Grade

37 Qs

quiz-placeholder

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Final Exam

Final Exam

Assessment

Quiz

others

9th - 12th Grade

Easy

4.10.E

Standards-aligned

Created by

Rachael Cook

Used 8+ times

FREE Resource

37 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

1. Magda is going to finance her car purchase using an auto loan. Which statement below is accurate?

Her principal is the cost of the car, minus any down payment she makes
Her interest rate is the total cost she’ll pay after making all of her principal and interest payments
Choosing a shorter term means it will take her longer to repay the loan
It’s likely that her monthly payment will be between 4-5% of the cost of the car

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

2. Jaime is creating a budget for the first time and doesn’t know which to use - NET PAY or GROSS PAY. What do you tell him?

“Use net pay, because it’s the total amount you’ve earned minus taxes and other deductions.”
“Use gross pay, because it’s the total amount you’ve earned minus any recurring bills you owe for the month.”
“Use net pay, because it’s the total amount you’ve earned for the month.”
“Use gross pay, because that is the amount that is reported to the government for taxes.”

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

3. Why is sending a personalized thank you after a job interview important?

It shows that you want the job even if you don’t really like the company
You can apologize for any mistakes you made in the interview
It gives you the opportunity to leave a good impression by expanding on an answer you gave or a topic you discussed
It allows you to boast about your accomplishments one last time

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

4. What do you need to subtract from a college’s cost of attendance in order to find the net price?

Student Aid Index
Application fees
Personal expenses
Your grants and scholarships

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

5. All of the following are characteristics of a secured credit card EXCEPT…

Your credit limit is dependent on the amount of your security deposit
They lower the risk of banks when issuing credit to users with no credit history
They help you build a credit history and improve your credit score
They don’t have a spending limit, so you have to be very mindful of how much you buy with them

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

6. Zoe buys three new lipsticks from a store at the mall. Which payment method would reduce the amount of money in her checking account?

Pays with a prepaid card she loaded earlier in the month
Uses her credit card and says, "Credit" when the cashier asks, "Credit or debit?"
Uses her debit card and says, "Credit" when the cashier asks, "Credit or debit?"
Pays with cash she had in her purse

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

7. The monthly premium for Kevin’s renters insurance is $15, and his deductible is $500. During the month of April, someone breaks into his apartment and steals or destroys $2200 worth of his possessions. How much will Kevin pay and how much will the insurance pay to replace his items?

Kevin pays $0 // insurance company pays $2200
Kevin pays $15 // insurance company pays $2200
Kevin pays $500 // insurance company pays $2200
Kevin pays $500 // insurance company pays $1700

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