Banking Quiz

TEV study may be insisted upon for project cost above: 25 crores 50 crores 75 crores 100 crores

• 25 crores

• 50 crores

• 75 crores

• 100 crores

A company's exposure will be classified as Corporate & Institutional Credit (C & IC) if its gross annual sales turnover (including export) is above: Rs 250 crores Rs 200 crores Rs 100 crores Rs 50 crores

• Rs 250 crores

• Rs 200 crores

• Rs 100 crores

• Rs 50 crores

Valuation norms in case of Consortium Finance from two such empanelled valuers to be obtained in case the value of the security is more than: 25 crores 50 crores 75 crores. 100 crores.

• 25 crores

• 50 crores

• 75 crores.

• 100 crores.

Land & Building in the form of a term loan requires a margin of: 15% 20% 25% 30%

• 15%

• 20%

• 25%

• 30%

AIP will not be required in case of a takeover if the following criteria are fulfilled: No dilution in security coverage. No release of existing security. Additional exposure is less than or equal to 20% of the existing exposure, subject to the risk rating being below: a aaa bb bbb

• a

• aaa

• bb

• bbb

Maximum aggregate exposure (FB+NFB) to Individual/Proprietor as a Borrower is capped at: 10 crores 25 crores 30 crores 50 crores

• 10 crores

• 25 crores

• 30 crores

• 50 crores

No fresh/incremental business will be allowed in ------- or below rated accounts: CMR 7 CMR 6 CMR 5 CMR 8

• CMR 7

• CMR 6

• CMR 5

• CMR 8

In line with RBI Guidelines, loans sanctioned by the Bank against the pledge of gold ornaments and jewelry for non-agricultural purposes should not exceed ---- per cent of the value of gold ornaments and jewelry. 70% 75% 80% 85%

• 70%

• 75%

• 80%

• 85%

Overall Margin for Real Estate Projects _ of project cost (other than land cost@) is stipulated @: 10% 20% 30% 35%

• 10%

• 20%

• 30%

• 35%

Guarantee exposure should be within the regulatory limits for Single/Group exposure limits and should not exceed _ of the Bank's Tier I capital as on 31st March of the previous financial year. 5% 10% 15% 20%

• 5%

• 10%

• 15%

• 20%