Final Exam Review 2024

Which of the following affects your insurance rates? (Mark ALL that apply)

• age of driver

• driving record

• type of vehicle

Which of the following may reduce your insurance premium?

• good grades

• if you drive less than 7500 miles per year

• having only 1 traffic violation

• being a designated driver

It is unlawful for an insurance company to raise your premiums if you are involved in a collision that was not your fault.

• True

• False

Insurance premiums are higher for young drivers because:

• they are inexperienced

• they drive newer cars

• statistics indicate they have more crashes

• the parents will pay the extra money

If there is a collision with another vehicle, a pedestrian or someone’s property occurs, it is legally required to follow specific procedures. Which of the steps below should be followed? Mark ALL that apply.

• Stop immediately

• Aid the injured

• Prevent further damage

• Send for police

What should the driver do if they damage another vehicle and they cannot find the owner?

• Drive away as fast as you can

• Take a picture of the license plate and do an internet search

• Leave a note with all your contact information and contact law enforcement

• Leave cash under the windshield wiper

It is important to exchange insurance information after an accident with the other driver.

• True

• False

It is illegal to text and drive in Virginia.

• True

• False

The responsibility for driving safely and remaining free of distractions rests with:

• the DMV

• passengers

• the driver

• the police

Drivers who can multitask have divided attention and are unable to focus on the driving task.

• True

• False