Types of Auto Insurance

If your car was damaged in an accident, I’ve got your back. It doesn’t matter who was at fault while driving. However, if the damage came from something besides a crash, I won’t be around to help you. I am __

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

You are hit in an accident by another driver. At the hospital, you discover the other driver driver doesn’t have insurance to cover your medical bills. That’s when I kick in! I am __

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

Doesn’t matter who was at fault, if you’re in a car accident and need your injuries paid for, I’m there for you. Simple as that. However, anything beyond your injuries and I can’t help you. I am __

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

I’m the best friend of new and/or expensive cars, since repairing even small damage can be incredibly costly. Did I mention that the damage doesn’t even have to be from an accident with another driver? Nope! If you hit an animal, or your car is stolen, or a tree falls on it, I’ve still got you covered! (But read my fine print because there are a few cases I won’t cover). I am __

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

I’m the one you call when you cause damage to other people and vehicles. I protect others… against you in case an accident is your fault (which protects you… in your wallet). But I won’t pay for any damage to your car or body. I am __

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

Stephen is slowing down as he approaches a red light. He is looking in his mirror to switch lanes and misjudges how close Keisha’s car is, rear-ending her car. When they get out and assess the damage, Keisha’s bumper will need to be replaced. What type(s) of insurance could Stephen use to cover this accident?

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

Keisha had some discomfort in her neck at the time of the accident, but thought it was minor and would go away. A week or so after the accident, Keisha finally goes to the doctor, who diagnoses her with whiplash and recommends two months of physical therapy. What type(s) of insurance could Keisha use to cover this accident?

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

Melanie get into an accident on the highway that sends her to the hospital for three weeks with multiple broken bones. Her hospital bill totals over $32,000, but she discovers that the woman who hit her only has $25,000 worth of liability insurance. What type(s) of insurance could Melanie use to cover this accident?

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection

Bernard is driving late at night down a narrow road when a deer runs across the road. Bernard doesn’t have time to avoid the deer and hits it. His windshield gets smashed and his bumper is partially ripped off, but Bernard is okay. What type(s) of insurance could Bernard use to cover this accident?

• comprehensive coverage

• collision insurance

• liability coverage

• uninsured / underinsured coverage

• personal injury protection