EXIT TEST 24.05.2024

What is the annual gross parental income /family income for CSIS ?

• Rs. 2.00 Lakhs
• Rs. 3.00 Lakhs
• Rs.4.50 Lakhs
• Rs.6.00 Lakhs

What is the concession in ROI allowed for Baroda Scholar Collateral Free Education Loan Scheme (Premier Institutes)?

• 0.50%
• 0.10%
• 0.0025
• No concession

Relaxation in Pre -payment charges for all Auto Loan Products till 30.06.2024 in fixed ROI option is

• Pre-payment/Part-payment charges @ 2%+GST on amount pre-paid in case pre-paid amount is above Rs. 40,000 during the first 2 year of loan period.
• Pre-payment/Part-payment charges @ 2%+GST on amount pre-paid in case pre-paid amount is above Rs. 40,000 during the first 1 year of loan period.
• Pre-payment/Part-payment charges @ 2%+GST on amount pre-paid in case pre-paid amount is above Rs. 20,000 during the first 1 year of loan period.
• Pre-payment/Part-payment charges @ 2%+GST on amount pre-paid in case pre-paid amount is above Rs. 20,000 during the first 2 year of loan period.

If a RAPC is headed by AGMs all deviation will falls under which credit committee?

• COCC-GM
• RMCC
• ZOCC-GM
• RAAC

What is the annual family income for "Padho Pardesh" Scheme?

• Rs. 2.00 Lakhs
• Rs. 3.00 Lakhs
• Rs.4.50 Lakhs
• Rs.6.00 Lakhs

If a borrower is not availing insurance cover in Baroda Scholar EL Scheme for collateral free loan of Rs. 35.00 lakhs from Premier Institute. What will be the ARP applicable in this case?

• 0.10%
• Not applicable
• 0.05%
• Can be waived by higher authority

Beyond the DLP of RAPC headed by CM/SM-deviation will falls under …………..

• COCC-GM
• RMCC
• ZOCC-GM
• RAAC

What is the TAT defined for mortgage based retail loan processed at RAPC without deviation?

• Less than or equal to 5 days
• Less than or equal to 6 days
• Less than or equal to 7 days
• Less than or equal to 9 days

CSIS Undertaking -Eligible & Not Eligible Document is generated through LLPS for

• Rest of India
• Maharashtra
• Both
• Only for A

What is the unified processing charges criteria applicable in case of Baroda Scholar Collateral Free Education Loan Scheme (Premier Institutes)?

• 1.00% of Loan amount (Maximum Rs. 10,000/-+GST) to be recovered upfront which will be refunded if the student avails the loan within a period of 3 months from the date of sanction. The amount can be refunded to the credit of Saving Bank account/ Loan account of the student/ borrower.
• If the student does not avail the loan within a period of 3 months from the date of sanction, then the deposit of Rs. 10,000 to be appropriated as processing charges.
• Only A
• Both