Employee Induction

What is extra sum insured in Health Gain?

• Additional accident cover for all insured members
• Additional Critical illness cover for all insured members
• The company shall provide an additional 20% of base sum insured as extra sum insured on the same claim.

What is covered in enhanced cover in Health Gain?

• Unlimited reinstatement of SI
• Guaranteed Cumulative Bonus
• Consumable Cover
• All of the above

Customer has option to opt air ambulance as optional benefit in Health Gain.

• True
• False

In Health Gain - Waiver of renewal premium if listed CI diagnosed to proposer is available in

• Only Prime
• Only Power & Prime
• Plus, Power & Prime

If customer opted zone 2 and going to zone 1 for treatment, will there be any co payment in Health Gain?

• No
• Yes, there will be copayment of 20%.
• Yes, there will be co payment of 10%.

In Health Gain - Customer of power plan used ambulance from one city to other city(distance more than 100KM). Ambulance eligibility in this case is up to

• 3000 rupees only
• 20000 rupees
• 1500 rupees
• actual expenses

In Health Gain Ayush is covered up to:

• 20000 rupees
• 50000 rupees
• Sum Insured
• Not Covered

Premium paid in Health Insurance policy gives tax benefit under:

• Sec 80C
• Sec 10(10D)
• Sec 80D

Accident hospitalization is covered after waiting period of..

• 30 Days
• 2 Years
• 90 Days
• Covered from day 1

In Health Gain - Loyalty cover shall be provided to policy holder(who is insured also) at the end of each policy year only if there in no claim during policy year.

• TRUE(it must be claim free year)
• FALSE( Irrespective of claim loyalty benefit will be there)