Agri Finance 2024

What is the Target for Small & Marginal Farmers for current FY as per PSL Guidelines?

• 10% out of 18% of target for Agriculture
• 12% out of 18% of target for Agriculture
• 8% out of 18% of target for Agriculture
• 5% out of 18% of target for Agriculture

Which of the loans doesn't fall under Priority Sector?

• Education loan upto Rs.20 Lacs & Rs.35.00 Lacs in Metro for HL
• Education loan upto Rs.20 Lacs & Rs.25.00 Lacs in other centres for HL
• Education loan upto Rs.10 Lacs & Rs.35.00 Lacs in other centres for HL
• All are incorrect

Scheme code CC062 & CC063 pertains to ?

• Food and Agro Scheme & Planters Card Scheme
• Baroda Kisan Pride & BKCC
• BKCC & Baroda Kisan Pride
• BKCC & Planters Card Scheme

A Borrower has availed 25 Lac BKCC, 10 Lac BAHFKCC limit from your Branch, What is guideline for Valuation of Agriculture property?

• Valuation required above Rs.10.00 Lac
• Valuation required above Rs.35.00 Lac
• Valuation is not required for BKCC
• Valuation is mandatory if BKCC limit is above Rs.35 Lacs

In case of BKCC scoring model RH can approve deviation up to a score of?

• 50
• 61
• 56
• 71

In case of Takeover of Agri Loans which of the following is not a condition?

• No restructuring in last 2 years
• Not be reported in SMA1/SMA2 in last 1 year
• Minimum Rating BOB6
• Net Profit after Tax as per last ABS

Who is the competent authority for seeking deviation for Financial matter & Non-Financial matter in case of BKCC?

• COCC-ED & COCC-CGM
• MCB & CACB
• COCC-GM & CLCC-GM
• Head Agri & Rural Banking (HO)

What is Min & Max age criteria for BKCC & BAHFKCC ?

• 18-70 years
• 18-65 years
• 21-70 (BKCC) & 21-65 (BAHFKCC)
• 18-65 (BKCC) & 18-70 (BAHFKCC)

In case of Mini Dairy Unit Financing Scheme NABARD provides subsidy of maximum ____for 10 animals

• Rs.1.67 Lacs
• Rs.1.25 Lacs & Rs.1.67 Lacs for SC/ST
• Rs.1.50 Lacs & Rs.1.67 Lacs for SC/ST
• subsidy at Rs.22000 per animal

For Agri 2 wheeler & 4 wheeler scheme which of the following is incorrect?

• Age criteria for Agri 2 wheeler is 21-65 years
• Age criteria for Agri 4 wheeler is 21-70 years
• min loan for Agri 2 wheeler & Agri 4 wheeler is Rs.3.00 Lac & Rs.15 Lac respectively
• RH can approve increase in foue wheeler limit by 50% & ZH by 100%