RM BATCH 3

In which interest rates banks lend ?

• RLLR
• MCLR
• Only A
• Both

When RLLR was implemented ?

• 01.07.2010
• 01.04.2016
• 01.04.2019
• 01.07.2019

Whether a customer can get Fixed ROI in Personal Loan-LA141 ?

• Allowed under LA141
• Not allowed under LA141
• Allowed under LA147 scheme
• If having salary account with us

Fixed ROI is valid for …………….years

• 2 years
• 3 years
• 1 year
• 5 years

Switch over of ROI from fixed to floating or vice versa can be done ………times during loan tenure.

• 1 time during the loan period
• 2 time during the loan period
• 3 time during the loan period
• Not allowed

If a borrower has requested for fixed ROI in a housing loan. Then what will be applicable ROI in his/ her Home Suvidha Personal Loan account?

• 1.25 % above home loan applicable ROI
• Will remain same
• 1.50% above home loan applicable ROI
• BRLLR+SP+0.50%

What is the haircut to be taken in case of CGTMSE coverage ?

• 75 % of coverage available
• 50 % of coverage available
• 25 % of coverage available
• 20 % of coverage available

What is the maximum concession in mark up allowed in our bank?

• 20 bps
• 30 bps
• 25 bps
• 55 bps

If ETB customer wants concession in ROI in MSME segment-Takeover . The power rest with………………

• COCC-ED & Above
• COCC-CGM & Above
• COCC-GM & Above
• ZOCC-GM

If NTB customer wants concession in ROI in MSME segment-Winback for loan amount Rs.15 crores . The power rest with………………

• COCC-ED & Above
• COCC-CGM & Above
• COCC-GM & Above
• ZOCC-GM