Personal Automobile Policy Quiz

Under Part D in the personal automobile policy, what is the maximum amount covered for transportation expenses for renting a substitute vehicle as a result of a covered loss?

• $400

• $500

• $600

• $700

Who is not covered under your Personal Automobile Policy (PAP) while parking your car?

• A family member

• A friend

• A parking lot attendant

• Yourself

Which of the following is considered a covered auto under a PAP?

• Snowmobiles

• Small pickup trucks

• Motorcycles

• Boats

If a bird hits your windshield, under which coverage is the windshield damage covered in a PAP?

• Collision

• Comprehensive (Other than collision)

• Liability

• Uninsured Motorist

Does a Personal Automobile Policy (PAP) provide coverage in Mexico?

• Yes

• No

• Only in border towns

• Only for certain types of vehicles

Who is not considered an uninsured motorist under a PAP?

• Someone driving without insurance

• Someone driving with the required surety bond

• A hit-and-run driver

• Someone whose insurance company is insolvent

What is a third-party claim in the context of a PAP?

• A claim you file with your own insurer

• A claim presented by the claimant to your insurer when you run over someone with your car

• A claim for damage to your own vehicle

• A claim for medical expenses

Under Uninsured Motorist (UM) coverage, what must you do if you are hit by a hit-and-run driver?

• Notify your insurance company

• Notify the police

• Notify the DMV

• Notify your attorney

Will a PAP policy cover damage to a garage you rent caused by a car driven by you?

• Yes

• No

• Only if you have comprehensive coverage

• Only if you have collision coverage

Does your PAP cover your own property in transit?

• Yes

• No

• Only if you have comprehensive coverage

• Only if you have collision coverage