Data Analytics in Banking and Finance 1

What is the primary role of data in modern banking systems?

• Keeping track of preferences
• Logging complaints
• Driving decision-making
• Monitoring website traffic

Which of the following is an example of unstructured data?

• Loan details in Excel
• Customer transactions
• Images of customer documents
• SQL query results

Which form of data is arranged in rows and columns?

• Structured data
• Unstructured data
• Time-series data
• Noisy data

What type of analytics focuses on predicting future trends?

• Descriptive Analytics
• Diagnostic Analytics
• Predictive Analytics
• Prescriptive Analytics

Which bank was the first to introduce online banking in Indonesia?

• Bank Central Asia (BCA)
• Bank Mandiri
• Bank Negara Indonesia (BNI)
• Bank Rakyat Indonesia (BRI)

What does SKNBI stand for?

• Sistem Kliring Nasional Bank Indonesia
• Sistem Keuangan Nasional Bank Indonesia
• Sistem Kesejahteraan Nasional Bank Indonesia
• Sistem Kendali Nasional Bank Indonesia

Which type of loan must be repaid upon demand by the lender?

• Term Loan
• Housing Loan
• Educational Loan
• Demand Loan

Which of the following is not an example of Digital Banking?

• Internet banking services
• Physical branch banking
• Mobile banking apps
• Cloud-based financial transactions

Which machine learning technique is typically used for pre-approved loans?

• Unsupervised Learning
• Supervised Learning
• Semi-Supervised Learning
• Cognitive Analytics

What does AI/ML typically help banks improve?

• Customer satisfaction
• Manual workflows
• Cash transactions at branches
• Traditional advertising