Return on Investment for Higher Education

A positive return on investment for education happens when _________.

• your earnings potential is higher than the cost of your education

• you calculate earnings after working for one year after college

• you attend a public university and do not take out loans

• you use federal student loans to attend a private college

If your earnings potential is higher than the cost of your higher education, you will have a _______.

• negative return on investment for higher education

• neutral return on investment for higher education

• positive return on investment, depending on your major

• positive return on investment for higher education

Which of these is something to consider when trying to get a positive return on investment for higher education?

• The total cost of attendance

• The cost of a meal plan

Jobs and careers that require degrees or certificates generally ______ jobs that require little or no training.

• pay about the same amount of money as

• pay more money than

• have fewer responsibilities than

• earn less money than

The total cost of attending a university includes _______________.

• tuition, housing, food, books, and other costs

• student loans and federal grants

• tuition, scholarships, grants, and loans

• scholarships, grants, and other forms of financial aid

Carol became an accountant by starting her training at a community college, followed by transferring to a bachelor's degree program at her local public university. How likely is it that she will have a positive ROI?

• Very likely, because attending college guarantees a job after graduation.

• Not at all likely, because she did not attend a four-year college for all four years.

• Very likely, because she spent less money the first two years of college and is currently employed.

• Not at all likely, because she is not in a profitable career field.

What is the typical amount of time needed to complete an Associates Degree?

• 1 year

• 2 years

• 4 years

• 6-9 months

performance indicator that measures the amount gained from an investment relative to the investment's cost

• Search engine optimization

• ROI

• KPI

• margin

How many additional years of education does a master’s degree require after earning a bachelor’s degree?

• One to two years
• Three to four years
• Five to six years
• Seven to eight years

What is a common financial aid option that does not need to be repaid?

• Student loans

• Grants

• Work-study

• Private loans