Investments in Brazil

What is the most remembered and used investment by Brazilians?

• Stocks

• Savings account

• Real estate

• Gold

What is the interest rate for the CDB Pós-fixado?

• 116% of CDI

• 12% a.a.

• 10% of CDI

• 15% a.a.

What is another well-known investment in Brazil that can be considered pre-fixed?

• Savings account (poupança)

• Stock market

• Real estate

• Cryptocurrency

What do the interest rules for savings depend on?

• Inflation Rate

• Taxa Selic and TR

• Exchange Rate

• Gold Prices

What is the purpose of the Taxa Referencial (TR)?

• To update monetary values based on inflation

• To calculate taxes

• To measure economic growth

• To determine interest rates

What is the TR variation in January 2024?

• 0.088%

• 0.106%

• 0.078%

• 0.033%

What is the TR variation in December 2023?

• 0.069%

• 0.106%

• 0.078%

• 0.088%

What is the accumulated TR over 12 months in December 2023?

• 1.76%

• 1.98%

• 1.90%

• 1.64%

How do you calculate the effective monthly rate?

• Add TR + 0.5%

• Subtract TR - 0.5%

• Multiply TR by 0.5%

• Divide TR by 0.5%

What is the TR for November 2023?

• 0.078%

• 0.106%

• 0.069%

• 0.088%