Social and Private Security Systems

What is the main objective of Previdência Social?

• To provide social protection

• To offer private savings

• To ensure voluntary contributions

• To avoid taxes

Which of the following is a characteristic of Previdência Social?

• A) Voluntary

• B) Mandatory

• C) Flexible

• D) Tax-free

What type of benefits does Previdência Social offer?

• Only retirement

• Various types including retirement, disability, and death pension

• Only disability

• Only maternity

Who is required to contribute to Previdência Social?

• Only employees

• Only employers

• Workers with a signed contract, self-employed, and specific groups

• Only government officials.

What is the nature of contribution to Previdência Privada?

• Mandatory

• Voluntary

• Government-enforced

• Tax-free

What are the two main types of Previdência Privada plans?

• PGBL and VGBL

• Social and Private

• Mandatory and Voluntary

• Flexible and Rigid

What flexibility does Previdência Privada offer?

• No flexibility

• Choice of contribution amount and deposit frequency

• Fixed contribution amount

• Government-determined frequency

How are benefits paid in Previdência Privada?

• According to government rules

• According to the contract rules

• Only after retirement

• Only in case of death.

What can be included in the benefits of Previdência Privada?

• Only retirement

• Complementary retirement, death pension, lifetime income

• Only lifetime income

• Only death pension.

How do taxes on Previdência Privada differ?

• They are the same as INSS

• They vary according to the plan type and taxation form

• They are always higher

• They are always lower