
Nonbank English
Authored by Karunia Indayarti
Education
11th Grade

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70 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the definition of pawnshop?
A financial institution that provides loans without collateral
A financial institution that provides loans with collateral
A financial institution that provides loans with low interest
A financial institution that only provides investment services
A financial institution that provides loans without any interest
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Who founded the first pawnshop in Indonesia?
Dutch
English
Portuguese
Japanese
Chinese
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What collateral is usually provided in pawnshop transactions?
Land certificate
Valuable items such as gold or electronics
Stocks
Business certificates
Diamonds
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the main purpose of establishing pawnshops by the Dutch colonial government?
To improve the economy of the people
To reduce usury practices
To assist small entrepreneurs
To strengthen the economic position of the Dutch
To maximize profits for the colonial government
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What happens if a borrower cannot repay their loan at the pawnshop?
The loan will be extended without interest
The collateral will be auctioned
The borrower is given additional time without cost
The collateral will be returned to the borrower
The collateral will be left by the lending party
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is meant by 'appraisal value' in the conventional pawnshop system?
The market selling price of the pawned item
The value set by the pawnshop based on the condition of the item
The value determined by the customer
The value calculated based on the purchase price of the item
The value determined by the government
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is the maximum loan term in a conventional pawnshop?
1 month
3 months
6 months
12 months
Depends on the type of item being pawned
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