Match the term to the best description

• Benefits

• From sent to the insurance company requesting payment for covered medical expenses

• Policy Holder

• An insurance report explaining how the insurance company processed a claim

• Allowable Charge

• The maximum amount the insurance will pay for each procedure

• Claim

• Services that a healthcare plan offers to pay for an insured individual

• Explanation of Benefits

• The person who takes out the medical insurance policy

The (a)   is the amount owed by the insured person on a yearly basis before insur​ance will begin to pay for services

• Deductible
• Coinsurance
• premium 

This is the percentage the insurer and insured will split the cost of healthcare

• Coinsurance

• Deductible

• Premium

Which is NOT covered by general health insurance?

• Illnesses

• Hospitalizations

• Cosmetic Procedures

• Emergency Care

Which type of insurance helps cover deductible gaps from general health insurance and protects against financial los

• Accident Insurance

• Disability Insurance

• Life Insurance

• Catastrophic Insurance

Annual cleanings are covered under most dental insurances

• True

• False

Glasses and eye contact lens are covered under most vision insurances

• True

• False

Cancer insurance helps cover costs associated with:

• Surgery to remove tumors

• Radiation Treatment

• Transportation to and from appointments

• All of these are covered by cancer insurance

​ (a)   term disability covers a percentage of salary following an injury or illness, where as ​​ (b)   term disability maintains your income if your condition keeps you out more than a year.

• Short
• long
• life 

Which is true about life insurance

• Your beneficiaries pay the premium for a life insurance policy

• The insurance agency pays a lump sum to your beneficiaries after death

• Your beneficiaries can cash in a life insurance policy while the policy holder is still alive

• Life insurance money can only be used to cover funeral and burial expenses