Auto/Homeowners

What kind of insurance would cover you if you hit a deer? The only damage is to your car.

• Liability

• Bodily Injury

• Comprehensive

• None

The act or process of colliding; a crash or conflict

• collision

• peril

• risk

• liability

What does auto insurance cover?

• property

• liability

• medical

• all of the above

What is liability coverage?

• helps you pay for bodily injury and property damage

• helps cover damage for things you can’t control such as the weather and vandalism

• covers you if you are hit by an uninsured motorist who doesn’t have insurance or whose insurance can’t cover your bills

• covers medical bills from an accident while the driver was in the insured car

Jack Black has Arizona auto insurance, and his liability coverage limits are $50,000/$100,000. What is the maximum amount his insurance will pay out per accident?

• $50,000

• $100,000

• $150,000

• infinite

1. Greg's insurance liability limits are 20/40/10. While he was driving home from work he ran through a stale yellow light and collided with a station wagon, which in turn knocked a fire hydrant off its base. The fire hydrant cost $12,000 in property damage! How much does Greg owe?

• $12,000

• Nothing

• $2000

You backed out of your driveway and hit a car coming down the street. No one was hurt, but there was damage to the car on the street.

• Uninsured/underinsured Motorist Protection

• Property Damage Liability

• Car Rental Insurance

• Collision

• Bodily Injury Liability

Your car was parked outside of your house last night, and someone smashed the windshield with a bat.

• Personal Injury Protection

• Property Damage Liability

• Comprehensive

• Collision

• Bodily Injury Liability

John has a deductible of $2,000. He damages his car in an accident and it will cost $5,500 to repair.

How much does Norris have to pay?

• $2,000

• $5,500

• $3,500

• Nothing at all

What would homeowners insurance cover?

• Theft

• Fire

• Tornado

• All of the above