Quiz Lembaga Keuangan

The institution that primarily functions to collect public funds and distribute them back in the form of credit is...

• Capital market

• Bank

• Insurance company

• Cooperative

The main difference between banks and non-bank financial institutions (LKBB) lies in...

• Types of assets owned

• Level of profit obtained

• Authority of government supervision

• Ability to collect funds from the public

An example of a non-bank financial institution is...

• Bank Mandiri

• PT Asuransi Jiwa Bersama (AJB) Bumiputera 1912

• Bank Central Asia (BCA)

• Bank Negara Indonesia (BNI)

The main function of an insurance company is...

• To provide loans to customers

• To channel funds to startups

• To provide financial protection against risks

• To facilitate stock trading

The financial institution that focuses on short-term financing for the purchase of consumer goods is...

• Venture capital company

• Financing company

• Central bank

• Pension fund

The capital market functions as...

• A place for buying and selling stocks and bonds

• A place for exchanging foreign currencies

• A place for storing gold and valuables

• A place for cash transactions

Cooperatives differ from banks because...

• Cooperatives do not seek profit

• Cooperatives only serve members

• Cooperatives are not supervised by the government

• All are correct

The central bank has a primary role in...

• Regulating monetary policy

• Providing credit to the public

• Ensuring the safety of customer funds

• Regulating tax rates

One of the investment risks in the capital market is...

• Low interest rates

• Fluctuations in stock prices

• High administrative costs

• No guarantee of profit

Financing companies usually provide facilities...

• Life insurance

• Motor vehicle loans

• Time deposits

• Deposits