EVERFI: Education ROI

A positive return on investment for education happens when ______.

• Your earnings potential is higher than the cost of your education

• You calculate earnings after working for one year after college

• You attend a public university and do not take out loans

• You use federal student loans to attend a private college

If your earnings potential is higher than the cost of your education, you will have a ______.

• Negative return on investment for higher education

• Neutral return on investment for higher education

• Positive return on investment, depending on your major

• Positive return in investment for higher education

Which of these is something to consider when trying to get a positive return on investment for higher education?

• The total cost of attendance

• The cost of a meal plan

• The cost of tuition

• The cost of books

Jobs and careers that require degrees or certificates generally _______ jobs that require little or no training.

• Pay about the same amount of money as

• Pay more money than

• Have fewer responsibilities than

• Earn less money than

The total cost of attending a university includes ________.

• Tuition, housing, food, books, and other costs

• Student loans and federal grants

• Tuition, scholarships, grants, and loans

• Scholarships, grants, and other forms of financial aid

Carol became an account by starting her training at a community college, followed by transferring to a Bachelor's degree program at her local public university. How likely is it that she will have a positive ROI?

• Very likely, because attending college guarantees a job after graduation.

• Not likely at all, because she did not attend a four year college for all four years.

• Very likely, because she spent less money the first two years of college and is currently employed.

• Not likely at all, because she is not in a profitable career field.