Dave Ramsey Chapter 5

Which is true in terms of singles and couples when it comes to money?

• Singles are less prone to impulse buying than couples because they don't have to be held accountable

• Singles are more prone to impulse buying than couples because they don't have to be held accountable

• couples are more prone to impulse buying because each spouse has to be held accountable for the other

• couples are never prone to impulse buying because each spouse has to be accountable for the other

in which of the following ways are men and women different when relating to money?

• men view the emergency fund as boring women view it as security

• men view the emergency fund as the key to their financial plan women view it as not be sophisticated enough

• women like to hunt down deals when shopping men like to negotiate

• men view emergency fund as boring women as security AND women hunt down deals and men negotiate

Free spirits and nerds differ in how they

• relate to time

• deal with numbers

• relate to a budget

• all of the above

We're happiest and most fulfilled when we're

• spending

• serving

• giving

Which of the following is NOT a rule of the budget meeting?

• it should last an hour

• both the nerd and free spirit must attend

• the nerd makes the budget

• the free spirit must give input

Which is true about nerds and free spirits?

• Free spirits are always spenders and nerds are always savers

• nerds are always spenders and free spirits are always savers

• both nerds and free spirits can be spenders and savers

• both a and c

Which is NOT true about giving?

• giving helps you become others focused

• giving is one of the most fun things you can do with your money

• the minimum you should give is 25% of your income

• you should cover your basic needs before giving

Someone who is less organized enjoys spontaneity

• men

• free spirit

• women

• nerd

Someone who does a lot of calculations and prefers planning

• women

• nerd

• free spirit

• men

This describes what is important to you

• value system

• accountable

• fiscal

• self-esteem