BAHASA INGGRIS PERBANKAN

1.     The main function of an ATM (Automated Teller Machine) is……….

• A.    To help customers withdraw money without needing to visit the bank

• B.    To assist bank employees in calculating interest rates

• C.    To transfer money between international banks

• D.    To provide online banking services

2. 2. The function of a bank passbook is……..

• A.    To record all digital transactions of the account

• B.    To show the customer's current balance and transaction history

• C.    To enable instant money transfers

• D.    To function as a debit card

3.     The primary purpose of a savings account is…….

• A.    To provide a safe place for customers to store their money

• B.    To facilitate stock trading

• C.    To offer loans to other customers

• D.    To enable cryptocurrency transactions

4.     The role of a credit card is…….

• A. To serve as a form of identification

• B.    To provide a means for saving money

• C.    To facilitate direct bank transfers

• D. To allow customers to borrow money for purchases

5.     The main advantage of online banking is…….

• A.    To allow customers to manage their accounts from anywhere

• D.    To offer free financial advice

• B.    To eliminate the need for bank branches

• C.    To provide higher interest rates on savings

6.     The primary benefit of using mobile banking apps is…….

• A.    To allow customers to apply for loans in person

• B.    To provide 24/7 access to banking services

• C.    To restrict account access to bank branches only

• D.    To eliminate the need for internet access

7. 7.    What would you say if you want to withdraw money from your account at the bank?

• A.    I'd like to deposit some cash, please.

• B.    Could you please transfer money to my savings account?

• C.    I'd like to withdraw $500 from my account, please

• D.    I need to apply for a loan.

8.   Which phrase is most appropriate when you want to exchange foreign currency at the bank?

• A.    I'd like to check my loan status.

• B.    Could I exchange dollars for euros, please?

• C.    Can I transfer funds to my savings account?

• D.    I'd like to withdraw some cash.

9.     What is a common phrase a bank teller might say when you request to deposit money?

• A.    How much would you like to deposit?

• B.    Would you like to withdraw money instead?

• C.    Your transaction has been declined.

• D.    Would you like to open a credit account?

10.     What is a common phrase used when you want to inquire about your account balance?

• A.    How much money do I have in my account?

• B.    I'd like to withdraw some cash.

• C.    Can you help me apply for a loan?

• D.    Can I open a new account today?