Spending, saving, and borrowing

The use of an economic good.

• consumption

• distribution

• production

• productivity

Personal income remaining after income taxes have been deducted and after the effect of inflation on its purchasing power has been accounted for.

• consumer expenditure

• real disposable income

• consumer expenses

• private wealth

Total spending on goods and services.

• bills

• disposable income

• consumer expenditure

• expenses

The stock of physical and financial assets of value owned by individuals.

• private income

• private bills

• tax

• private wealth

The portion of disposable income not spent on the current consumption of consumer goods and services.

• money

• bills

• shares

• savings

Using money to purchase goods and services.

• savings

• spending

• interest

• loan

Taking money with a promise to repay the money in the future.

• spending

• borrowing

• savings

• deposit

A payment over and above initial amount borrowed.

• spending

• interest

• savings

• loan

Money borrowed that must be repaid, usually with interest.

• spending

• interest

• income

• loan

Any financial obligation that is owed by an individual or a household.

• spending

• personal debt

• loan

• savings