Health Insurance Quiz

What are the three main types of health coverage?

• Major medical coverage, HMOs, PPOs

• Dental insurance, vision insurance, life insurance

• Auto insurance, home insurance, renters insurance

• Disability insurance, travel insurance, pet insurance

What is a characteristic of group health care plans?

• Offered through employers

• More expensive than individual plans

• Only available to individuals

• Does not require a deductible

What does disability insurance cover?

• A percentage of your salary if you are unable to work

• Only medical expenses

• Only dental expenses

• Travel expenses

What does life insurance provide if others depend on your salary?

• Financial support in case you die

• Coverage for medical expenses

• Coverage for travel expenses

• Coverage for car repairs

What does term life insurance provide?

• Protection for your dependents for a set number of years

• Lifetime coverage with no premium

• Coverage only for medical expenses

• Coverage only for travel expenses

What is a feature of whole life insurance?

• Provides protection throughout your life as long as premiums are paid

• Only covers medical expenses

• Only covers travel expenses

• Only covers dental expenses

What does homeowners insurance typically cover?

• The house's contents, loss of use, liability, damage by fire, theft

• Only medical expenses

• Only travel expenses

• Only dental expenses

What should you keep to give to the insurance company?

• An inventory of personal property

• A list of travel expenses

• A list of medical expenses

• A list of dental expenses

What does renters insurance typically protect?

• You, your belongings, living arrangements after a covered loss

• Only medical expenses

• Only travel expenses

• Only dental expenses

What is insurance fraud?

• Knowingly lying to obtain a benefit

• Reporting a theft

• Filing a legitimate claim

• Paying premiums on time