
U6 Study Test
Quiz
•
Social Studies
•
12th Grade
•
Practice Problem
•
Medium
Ronnie Stacy
Used 13+ times
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11 questions
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1.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Which of these is a common debit card fee?
Bouncing a Check (not enough money in account to write the check)
Using Direct Deposit
Making a purchase with your debit card
Having too much money in your account
2.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is a negative aspect of using a debit card?
There is a higher interest rate on debit cards
The use of a debit card does not improve credit scores
Using a debt card increases your chance of occurring a debt
Its not your money
3.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What is an advantage of using a credit card over a debit card?
You can negotiate prices
You can delay payment
Lower long-term costs
More self control
4.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What does it mean to use a credit card?
You invest in a company
You owe a debt
You give to charity
You put money in the bank
5.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
What happens if you do not pay your credit card in full at the end of the month? (For example, you just make the minimum payment)
The Due date is changed
The credit card is closed
The Spending limit is raised
You are charged interest
6.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Why is paying only the minimum payment on a credit card an unwise financial choice?
It increases the interest on it
It is recorded in a financial report
It requires the use of cash
It results in lower wages
7.
MULTIPLE CHOICE QUESTION
30 sec • 1 pt
Bob has a high credit score and a long history of paying his debts on time. Which of these is most likely true about bob?
He is probably going to go into bankruptcy
He pays high interest on his debts
He has issues organizing bills
He makes responsible spending decisions
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