
EPF Unit 6 - Credit Management
Flashcard
•
Social Studies
•
9th - 12th Grade
•
Hard
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61 questions
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1.
FLASHCARD QUESTION
Front
All of the following are dangers of credit, EXCEPT: Overspending, Can be dangerous in tough economic times, Can be expensive
Back
Can increase your financial options
2.
FLASHCARD QUESTION
Front
Which of the following is NOT a factor to consider when taking out a loan? Length of the loan, Total Cost of the loan, Impact of the monthly payment on your budget, How much time it takes to receive the loan
Back
How much time it takes to receive the loan
3.
FLASHCARD QUESTION
Front
How do you ruin your credit? Options: Have someone Co-Sign your loan, Not pay your bills, Get a gas/Apartment card, Cats
Back
Not pay your bills
4.
FLASHCARD QUESTION
Front
Interest is:
Back
The amount owed for borrowing money
5.
FLASHCARD QUESTION
Front
The "term" is the initial amount of money borrowed in a loan.
Back
False
6.
FLASHCARD QUESTION
Front
______________ is the amount of money you pay to use someone else's money.
Back
Interest
7.
FLASHCARD QUESTION
Front
An example of closed-ended credit is a(n) _______________
Back
Installment loan
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