Understanding Business Auto Coverage

Which of the following is NOT covered under the Business Auto Physical Damage Coverage Form?

• Owned autos only

• Hired autos only

• Sound reproducing and receiving equipment

• Owned private passenger autos only

What is the primary coverage provided by the Business Auto Coverage form for autos owned by the insured?

• Excess coverage

• Primary coverage

• No coverage

• Comprehensive coverage

Under the Garage Coverage form, which symbol represents customers' autos left with the insured for service, repair, storage, or safekeeping?

• Symbol 21

• Symbol 29

• Symbol 30

• Symbol 31

Which of the following is a condition for settling physical damage claims under the Business Auto coverage?

• Pay for, repair, or replace the damaged or stolen property

• Only pay for the stolen property

• Only repair the damaged property

• Only replace the stolen property

What type of vehicles are considered "Mobile Equipment" under the Business Auto Coverage Form?

• Vehicles designed primarily for use on public roads

• Vehicles maintained for use solely on or next to premises owned or rented by the named insured

• Passenger cars

• Motorcycles

Which of the following is excluded from the Garage Coverage liability?

• Damage to the property of others in the insured’s care, custody, or control

• Liability for customer injuries on the premises

• Product liability related to a bad or incomplete repair

• Liability for auto accidents involving covered autos

What does the Garagekeepers coverage under the Garage Coverage form include?

• Liability for damage to the insured's own vehicles

• Collision and comprehensive coverage for customer vehicles in the care, custody, or control of the insured

• Coverage for theft of a car by an employee

• Coverage for loss of CD players and CDs

Which of the following is a definition of "Pollutant" under the Business Auto Coverage Form?

• Any solid, liquid, gaseous, or thermal irritant or contaminant

• Only gaseous irritants

• Only liquid contaminants

• Only thermal irritants