Ramsey - Chapter 8 - Lesson 1 (Quiz)

Ramsey - Chapter 8 - Lesson 1 (Quiz)

9th Grade

20 Qs

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Ramsey - Chapter 8 - Lesson 1 (Quiz)

Ramsey - Chapter 8 - Lesson 1 (Quiz)

Assessment

Quiz

Financial Education

9th Grade

Practice Problem

Medium

Created by

David Cooper

Used 3+ times

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20 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does it mean to be "unbanked"?

Having multiple bank accounts

Having no bank accounts

Having a credit card

Having a savings account

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What does "underbanked" mean?

Having no financial knowledge

Having a bank account but relying on other financial services

Having multiple credit cards

Having only a savings account

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What should you look for to ensure your money is insured in a bank?

Bank's interest rates

FDIC or NCUA logos

Bank's location

Bank's size

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What happens if a bank insured by the FDIC is shut down?

All money is lost

Deposits are insured up to $250,000

Only savings accounts are protected

Loans are forgiven

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What might prevent someone from passing the background check required to open a bank account?

Lack of services

Distrust

Unemployment

Blacklisted

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is a potential consequence of using check cashing services?

High interest rates

Fees for getting cash

Collateral requirements

High refund fees

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What do tax refund lenders charge over 10% of?

The loan amount

The refund total

The paycheck

The collateral value

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