Educação Financeira Quiz

Which attitude can be adopted by consumers in the supermarket?

• Make a shopping list with average prices usually paid

• Shop when hungry

• Take children and buy everything they ask for

• Not compare prices

What does not correspond to an advantage of planning consumption?

• Control personal debt

• Assist in preservation and increase of assets

• Eliminate unnecessary expenses

• Not using interest

When expenses exceed income, it means the budget is:

• Deficit

• Neutral

• Balanced

• Surplus

Which does not refer to the importance of financial education?

• Improve personal financial management

• Make our lives more financially balanced

• Easier access to credit

• Prepare a family budget

What is not a consequence of excessive debt?

• Loss of assets

• Income commitment with interest payments

• Punitive fines

• Increase in future consumption

Which of the following is a way to balance personal finances?

• Prepare for unexpected financial events

• Consume products that bring greater satisfaction

• Prepare for retirement

• All of the above

Which of the following corresponds to a difficulty in financial planning?

• Research prices

• Negotiate discounts

• Seek immediate pleasure

• Take advantage of seasonality and low season

What is a suggested way to handle unexpected financial events?

• Consume products that bring greater satisfaction

• Prepare for unexpected financial events

• Seek immediate pleasure

• Negotiate discounts

Which of the following is a consumerist behavior?

• Buys only what is necessary

• Reuses packaging

• Spends compulsively

• Thinks about environmental impact before buying

What is a way to achieve greater satisfaction according to the text?

• Consume products that bring greater satisfaction

• Seek immediate pleasure

• Negotiate discounts

• Research prices