Commerce grd 11 -mttest 2nd

A form of investment where interest is earned

The ability to borrow money or obtain goods with the promise to pay later

A method of paying in cash for purchases

A guarantee for a loan from the government

Banks and financial institutions

Government bonds

Stocks and shares

Property taxes

To provide cash payments to consumers

To increase the amount of money in circulation

To limit the access to financial resources

To allow individuals to buy goods immediately and pay for them later

A bank loan to a business

A consumer loan for purchasing a car

A retailer allowing a customer to pay for goods after 30 days

A credit card for personal purchases

It encourages saving money

They can make purchases immediately without having the full amount of money available

It allows them to buy stocks and shares

It forces them to pay interest for every purchase

Personal loan

Mortgage

Trade credit

Savings account

Bank loans

Savings bonds

Public investments

Tax returns

It forces consumers to save money by making credit unavailable

It reduces the overall supply of money in the economy

It discourages investment in businesses

It provides capital to businesses for expansion

Insurance premiums

Trade credit

Credit cards

Bank loans

It helps consumers avoid purchasing goods and services

It encourages investment and facilitates the flow of money within the economy

It decreases consumer spending and investment

It reduces government spending and taxation